15 Low or No Investment Small Business Ideas for Single Moms

Balancing the demands of motherhood with the desire for financial independence can be a daunting task. Many single moms or stay-at-home moms aspire to contribute to the household income while also being present for their children. Fortunately, in today’s digital age and with creative thinking, there are plenty of small business opportunities that require minimal or no investment. In this article, we will explore 15 such small business ideas that can empower single moms to generate income while maintaining their flexibility and focus on family life.


Why should a single mom start its own business?

Single moms should strongly consider starting their own small businesses instead of traditional jobs for a multitude of compelling reasons. While both options have their merits, entrepreneurship offers unique advantages that can significantly benefit single mothers and their families. Becoming a successful entrepreneur can boost your self-esteem and sense of empowerment. This newfound confidence can positively impact other areas of your life, including your parenting, relationships, and personal development. Small business owners often enjoy tax advantages that employees do not. You can deduct business-related expenses, potentially reducing your taxable income and increasing your overall savings.

Starting a small business offers single moms a world of opportunities that can transform their lives and the lives of their children. The freedom, financial independence, and personal satisfaction that come with entrepreneurship make it a compelling choice. By taking the leap into small business ownership, single moms can pave the way for a brighter, more empowered future for themselves and their families.



Starting a digital product business is an excellent way for a single stay-at-home mom to generate income while maintaining flexibility and work-life balance. There are various types of digital products you can create and sell, such as:

  • E-books: Write and publish e-books on topics relevant to your niche.
  • Online Courses: Create video or text-based courses sharing your expertise.
  • Printable: Design and sell downloadable planners, worksheets, or templates.
  • Graphics and Design Templates: Offer digital designs for social media, websites, or branding.
  • Photography or Art: Sell high-quality digital images or artwork.
  • Audio Content: Create and sell podcasts or audio guides.

Building a successful digital product business takes time and persistence. It might not yield immediate results, but with dedication and a commitment to delivering value to your customers, you can gradually increase your income as a single stay-at-home mom. I personally do publish low-medium content books on Amazon Kindle Direct Publishing and recommend to all the single moms out there to take out a bit of time and experience the world of financial independence waiting for you.

Printable and templates can be sold on Etsy. You can also offer custom-made or editable templates and charge accordingly. Same way if you are good with photography, then you can click beautiful and unique pictures and sell them to stock image websites like Shutterstock, IStock Photo, Getty Images etc.




Starting a digital marketing agency as a single stay-at-home mom is an empowering and potentially lucrative venture. As a digital marketing agency, offer a variety of services that cater to your clients’ needs. These may include search engine optimization (SEO), pay-per-click advertising (PPC), social media management, content creation, email marketing, and website design.

Begin by acquiring the necessary skills and knowledge in digital marketing. Enroll in online courses, attend webinars, read industry blogs, and practice hands-on to gain expertise in areas like SEO, social media marketing, email marketing, content creation, and paid advertising. Identify your target market or niche. Consider your interests, previous experience, and the industries you’re most knowledgeable about. Choosing a niche allows you to specialize and cater your services more effectively.

Starting your own digital marketing agency as a single mom at the comfort of your home is not only a means of financial independence but also a way to balance work with family life.



If you cook delicious food and enjoy cooking it then allow yourself to combine your culinary talents with the convenience of working from home to turn it into a profitable small business idea for single moms. There are several hungry taste-buds who vouch for scrumptious food.

You can start by checking with your local regulations and health department guidelines regarding home-based food businesses. Ensure you comply with licensing, permits, and safety standards. Dedicate a clean and well-organized space in your home for cooking. Ensure it meets the necessary hygiene and safety standards. Create a compelling brand identity and logo for your home-cooked food business. Utilize social media, local advertising, and word-of-mouth to promote your offerings. Then Ta-da! You are all set to spread some appetizing, mouth-watering meals to satiate someone’s craving.

Remember, be patient and stay committed to providing delicious, homemade meals to your customers. Your culinary skills can not only bring financial stability but also the joy of sharing your passion for food with others. With determination and a dash of creativity, you can turn your home kitchen into a thriving small business as a single mom.

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The rise of virtual events has opened up a unique opportunity to become a virtual event planner—a profession that offers both flexibility and the potential for a significant income. Virtual events include such things as meetings, webinars, conferences, networking events, and virtual trade shows. A virtual event planner makes sure all aspects of virtual events run smoothly, from creating the event to engaging attendees and making sure everyone can log on and access the stream. Start by planning and the market your services through social media, email campaigns, and partnerships with local businesses. Join online event planning communities, attend webinars, and network with other event professionals to gain insights and referrals.

This is a trend nowadays. In fact, many top-rated companies are going for virtual events.  Even Apple has moved their annual product launches to a totally virtual experience. Trade shows, seminars, and summits can all be live streamed, hosted, or broadcast online. Therefore, buckle up girls! This is the enticing future we are moving towards. You can literally host the most lavish events while sitting at home and not missing a chance to see your child grow. Hence, if you invest your time and energy in this today then you will surely reap double rewards.




If you are good with taking care of animals or you know how to communicate with them then you surely do not underestimate the potential in this side hustle for single moms. Initially, you can start offering the services of dog walking for an hour or so in your neighborhood while their owners are at work. Then you can also offer your services of keeping the dogs when their owners go to the vacations. One of the examples are PetBacker. Once, you are confident enough about this job then you can start your own full- fledged pet care center.




Becoming an influencer allows you to be the most organic version of yourself. In my opinion, it is one of the most easiest way to create a brand because in this ‘YOU are the brand.’ Honestly, more and more single moms should step forward to become a successful brand because divorce is not the end of the world.

Just pick what you are most passionate about e.g. food, self-care, beauty products, fashion etc. and start making videos of experimenting with products, food etc. Even if you don’t find any niche, just record your daily routine and be spontaneous because spontaneity builds a connection with audience through Instagram, TikTok or Snapchat. Once you have a handsome amount of followers or subscribers, start taking PRs.




Starting a laundry service from home can be a practical and flexible way to generate income while managing your responsibilities of a small business as a single mom. There are plenty of people like me who do not find time to do laundry, or simply do not like to do this task. To all those people, you can be a life-saver. All you have to do is check with your local rules and licensing procedure to get started. Then buy machinery and you are all set to go girl!

Just market your services and do not forget to figure out delivery time and process. With dedication, excellent customer service, and efficient time management, you can turn your home into a successful laundry business.




Do you have teaching skills? Have you ever thought how we learnt everything which we have learnt? Teaching is not only done in schools or learning is not only limited to studies. Rather every skill is taught and learnt. If you know any skill better than others then you must teach it to others. Even, if it is a very small skill like how to put your baby to sleep, or how to wrap your baby in a piece of cloth. Record the tutorial and upload it because there are many mothers out there who want to learn this.

These days, many new software are being produced which are quite complex to use. You can learn to use them and then teach to others as well like the one in the video below is doing.






If you are an artistic person like me, then tap in your creative side by selling handmade crafts on platforms like Etsy and Tedoo app. I personally enjoy doing resin art, quilling and making charms with clay. Make your passion your source of income because this way work won’t feel like work and you will not get tired. Trust me girls, you have to explore your passion if you want to keep sane because raising a child as a single mom and dealing with your child’s tantrums will ultimately drive you crazy. Just kidding😂!

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Attaching picture of an art seller’s Instagram account for reference





Handmade jewelry is famous all around the world. It also is very expensive. You won’t believe that some handmade costume jewelry can cost from $100 and can go up to $10,000. Once you dive in, then you will know how deep the sea is. For references, I’m attaching few Instagram account links like: BEEJOOZ, ARTCY Jewellery, and PienPino

What I like about jewelry making is you do not have to stick to one place or glued to your computer screens for hours to finish your product. You can do in bits of time which is how we single mothers get it. Our kids don’t understand that we need to work therefore we can only work when they are not around or sleeping. So, if you have interest in any sort of jewelry making then I’d say, start today!




Any trauma in life such as divorce is hard. But divorce with child/children is even harder since children don’t stop growing, while you are recovering from post-divorce trauma. Their needs do not stop. When I was going through that phase of my life, I often used to ask myself: ‘Why me?’ While going through the process gradually, the question changed from ‘why me?’ to ‘Why not me?’ That is because only then I got to know that I am strong enough to overcome all this. Nobody else around me, my sibling or cousins had as much courage as I have so why can’t it be me?

One thing I needed the most at that time, was someone who can listen to me. Believe me living with hurtful past and worries of future as a single mom is no joke. Through speaking what pain we are bearing, it hurts a bit less. And if the listener is one who had already been through all this then they can empathize with you better which can help you overcome this. Certainly! people like us really want to share to lighten the burden we are carrying for too long.

You may keep counseling sessions at home or just sharing is caring group sessions to have your own healing classes like Project Yaqeen. Once you think its working then you can charge for it.




If you have a way with sewing clothes or you enjoy making stuff toys then you can offer variety of services to start your small business as a single mom. You may offer services like sewing dresses or maternity dresses, altering dresses, sewing keepsakes. This is a great way of utilizing this talent if you have. I am sharing few links below so that you can have an idea how exactly can you start this small scale business. There are a lot of Instagrammers like Sew Little Keepsakes, Emily who do this for living or out of passion.




If you are a fitness freak and like to always eat healthy then consider becoming an instructor yourself. There are many home based fitness center in my area as well where usually stay at home moms run yoga classes.

You can offer online or in-person fitness classes or yoga sessions like Ali Singer Yoga. You may target post partum body fitness classes which is such a stress to find out. Try to target a specific group of people which will gain you results faster.




You may have been hearing this term for the first time, but this practice is quite old. Re-commerce or reverse selling is selling of previously owned, used or new products through online or physical distribution channels to buyers who repair, if necessary, then reuse, recycle and resell them. It can be clothes, electronic items, utensils or even books. You can start by selling your child’s small clothes to to do an experiment on this business idea as a single mom. If you succeed then voila! The Real Real is one great example of business like this and this sort of business is getting popular especially post- covid.

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In case nature is your first love and gardening is your passion then you must give thought to gardening, growing plants and then selling them. With the rising awareness about consuming healthy, organic food, people are preferring home grown fruits and vegetables. You may offer home gardening and maintenance services like The Gardeners. It is a stress buster hobby since you connect a lot with nature and plants naturally heals when you are around them. Therefore, its a win-win hobby because it won’t hurt anyone if this hobby makes you dollars.

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Being a single mom or a stay-at-home mom doesn’t mean you have to sacrifice your financial independence. These 15 small business ideas offer opportunities to generate income while still having the flexibility to focus on your family. Whether you have a passion for fitness, a creative streak, or expertise in a specific field, there’s a business idea on this list for you. With determination, dedication, and a little bit of creativity, you can turn your skills and interests into a successful small business venture. Remember that success often takes time, so be patient and stay committed to achieving your financial goals while balancing the demands of motherhood. Have a goal set by saying it with me:

“I might have given up on my marriage but I am definitely not going to give up on my financial goal. I will succeed and my success will stand out.❣”

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